Keystone Bank USSD Code: A Comprehensive Guide to Using *7111#

Keystone Bank USSD code accessible through *7111#, is a powerful tool designed to promote financial inclusion. It offers quick, secure, and convenient banking options for all Keystone Bank customers, regardless of their mobile device type. This guide will walk you through everything you need to know about the service, from its benefits and features to how to register and use it effectively.

Using Keystone Bank transfer code is straightforward and user-friendly, designed to cater to all customers. With a few simple steps, you can perform a wide range of banking transactions anytime and anywhere, ensuring you stay on top of your finances with ease. This guide will walk you through the process of registering and using keystone ussd code , making banking more accessible and convenient for you.

What is Keystone Bank USSD Code?

USSD code, which stands for Unstructured Supplementary Service Data, is a technology that allows users to access various services through the use of short codes. These codes are dialed on a mobile phone and do not require an internet connection. Keystone Bank USSD code is a unique set of numbers that enables keystone bank customers to perform banking transactions conveniently and securely.

• Also Read
• Wema Bank Transfer Code: A Quick and Easy Solution in 2024
• Ecobank USSD Code: A Comprehensive Guide For Mobile Banking In 2024

The USSD code works by allowing customers to access their bank accounts and perform banking transactions by dialing a specific code on their mobile phones. This code provides a quick and easy way to manage bank accounts without the need for internet access or visiting a physical bank branch.

Benefits of Using Keystone Bank USSD Code

Accessibility

One of the key benefits of the *7111# service is its accessibility. You don’t need a smartphone or an internet connection to perform transactions. Whether you’re using a basic phone or a smartphone, as long as you can make a call, you can use this service.

Convenience

Gone are the days when you had to visit a bank branch for simple transactions. With *7111#, you can transfer money, check your account balance, pay bills, and more, all from the comfort of your home or on the go.

24/7 Availability

The service is available round-the-clock, ensuring that you can carry out transactions at any time, day or night. This is particularly useful for those with busy schedules or emergencies that arise outside of normal banking hours.

Secure Transactions

Security is a top priority for Keystone Bank. Every transaction through *7111# requires a PIN that only you know, ensuring that your banking details remain confidential and your money safe.

Low Transaction Costs

USSD banking is generally cheaper compared to traditional banking methods. There are no charges for SMS notifications or internet data usage, making it an affordable option for everyone.

Features of Keystone Bank USSD Code

Balance Inquiry

Want to know how much is in your account? Simply dial *7111# and follow the prompts to check your balance.

Fund Transfer

You can easily transfer money to other Keystone Bank accounts or to accounts in other banks. The process is straightforward, quick, and secure.

Bill Payments

Whether it’s electricity, water, or cable TV, you can settle your bills in minutes using *7111#.

Airtime Recharge

Running out of airtime? Recharge your phone or someone else’s by dialing *7111# and following the instructions.

Loan Services

Keystone Bank also allows you to apply for loans via *7111#. This service is especially beneficial for those who need urgent financial assistance but don’t have access to the internet.

PIN Reset

Forgot your PIN? No worries. You can reset it easily through the USSD service without needing to visit a branch.

Requirement for Keystone USSD code

To activate this code customer must have in place:

Phone number linked to their account BVN

The phone must be able to receive and send sms

The bvn number must be handy.

If all this are in place you are good to go.

How To Open A Keystone Bank Account

To open a keystone account open your phone dialer:

Dial *7111# from sim associated with the phone number associated with your BVN

Choose the option open account

Choose the option open account with BVN

Follow the on screen command by entering your details.

After completion keystone bank will send your nuban account number (account number) via sms

How to Register Keystone Bank Code

To register for the Keystone Bank code, customers can follow these simple steps:

Step 1: Dial *7111#

To begin, dial *7111# on your registered mobile number. This is the number linked to your Keystone Bank account.

Step 2: Enter Details

You will be prompted to enter some personal details for verification, such as your account number or BVN (Bank Verification Number).

Step 3: Create a PIN

After verification, you’ll be asked to create a unique 4-digit PIN. This PIN is crucial for authorizing transactions, so make sure it’s something memorable yet secure.

Step 4: Complete Registration

Once your PIN is set, your registration is complete. You can now start using *7111# for all your banking needs.

Keystone Bank USSD Code List and Their Functions

Here’s a list of some quick codes and their specific functions within the *7111# USSD service:

*7111*0# – Account Balance Inquiry
*7111*1# – Airtime Recharge for Self
*7111*2# – Airtime Recharge for Others
*7111*3# – Fund Transfer to Keystone Bank
*7111*4# – Fund Transfer to Other Banks
*7111*5# – Pay Bills
*7111*6# – Loan Services
*7111*7# – PIN Reset
*7111*8# – Block Account (in case of emergency)
*7111*911# – Urgent Account Lock (in case your phone is lost or stolen)

These shortcodes make banking transactions even faster and more efficient, allowing you to bypass the main menu and go directly to the service you need.

Keystone Bank USSD Code Transactions

Once registered, customers can use the Keystone Bank USSD code for various transactions, including:

Keystone USSD code for checking balance

Customers can check account balance by dialing the USSD code (dial *7111* 0#)

and following the screen prompts.

To Check account balance: *7111*00#

• Dial *7111*00# on the bank registered phone;
• Authenticate using your Transaction PIN;
• Then your account balance will be displayed.

Keystone USSD code for buying airtime

The USSD code allows customers to buy airtime for their mobile phones directly from their bank account .To Recharge your phone: *7111*Amount#

• Dial *7111*Amount# (e.g. *7111*500#) on bank registered phone;
• Wait for the success notification;
• And you can start making calls.

To Recharge for others: *7111*Amount*Phone Number#

• Dial *7111*Amount*Phone Number# (e.g.*7111*600*08033454508);
• Input your T-PIN;
• Wait for the success notification.

Keystone USSD code for data purchase: *7111*5#

• Dial *7111*5#, select either for self or others;
• Select a data plan;
• Input T-PIN;
• Wait for success notification.

To make a bank transfer code

Customers can transfer money to other bank accounts using the USSD code. To Send Money: *7111*Amount*Nuban Account Number#

• Dial *7111*Amount*Nuban Account Number# (e.g. *7111*1000*1234567890#) from your phone number;
• Authenticate your transaction with your PIN.

Keystone USSD code for bill payment

The USSD code also enables customers to pay bills for utilities, cable TV, and other services. for Bills Payment:

• Dial *7111# on your registered phone number;
• Select ‘Other services’;
• Select ‘Bills Payment’ on the next page to make payment for a biller.

Keystone USSD code for blocking account

Incase you noticed any suspicious access to you account dial the panic code *7111*911# from any phone enter your account number to place a PND on all accounts follow the prompt to block all your account with keystone bank or contact the bank immediately on 070020003000 or send an email to contactcentre@keystonebankng.com to block your account.

Tips for Maximizing the Use of *7111#

1. Memorize Your PIN

Your PIN is crucial for every transaction, so make sure you memorize it. Avoid writing it down or sharing it with others to prevent unauthorized access to your account.

2. Keep Your Phone Secure

Since your mobile phone is your access point for *7111#, it’s important to keep it secure. Use a strong password or fingerprint lock, and be cautious of where you leave your phone.

3. Regularly Check for Updates

Keystone Bank frequently updates its services, including USSD features. Stay informed about any new features or changes to make the most out of your *7111# experience.

4. Use Shortstrings for Quick Transactions

Familiarize yourself with the shortstrings for different transactions. This will save you time and make your banking experience even smoother.

5. Contact Customer Service for Any Issues

If you encounter any problems or have questions about the service, don’t hesitate to contact Keystone Bank’s customer service. They’re available to assist you with any issues.

Final Thought

Keystone Bank’s *7111# USSD service is a game-changer for customers seeking convenience, accessibility, and security in their banking transactions. Whether you need to transfer money, pay bills, recharge airtime, or even apply for a loan, *7111# has you covered. With the added benefits of 24/7 availability and low transaction costs, this service is an essential tool for modern banking.

Embrace the ease and simplicity of Keystone Bank’s USSD service today. Register by dialing *7111# and unlock a world of banking possibilities right at your fingertips.

Frequently Asked Questions about Keystone Bank USSD Code

What to do if USSD code is not working ?

If the USSD code is not working, customers can contact Keystone Bank customer service for assistance at or visit a bank branch for support.

USSD code transaction limits

Customers can set their preferred transaction limits within the maximum limit allowed by Keystone Bank .Additionally, the daily transaction limit is N100,000 maximum for both intrabank and interbank. In contrast, the limit for airtime and data is N10,000

USSD code transaction charges

Keystone Bank may apply charges for certain USSD code transactions, and customers are informed of these charges before completing transactions.