Have you ever found yourself at a store or about to receive a wire transfer, only to realize you cannot remember your 10-digit NUBAN? Knowing how to check Access Bank account number details quickly is a lifesaver, and this guide will show you exactly how to do it using your phone, the internet, or even a simple ATM card in less than 60 seconds.
Access Bank is currently one of the largest financial institutions in Africa. Because they have millions of customers, they have created several easy “short-cuts” for you to retrieve your banking details. Whether you have a smartphone or a “small” feature phone, you can get your Access Bank account number code and continue your transaction without any stress.
How to Check Access Bank Account Number via USSD Code
The fastest way to retrieve your account details is by using the Access Bank USSD code. This method is popular because it does not require an internet connection or a data plan. You simply need the phone number that is linked to your bank account.
To check your account number using USSD, follow these simple steps:
- Open your phone’s dialer or call app.
- Dial *901# using the SIM card registered with Access Bank.
- Select the option for “Check Balance” or “Account Details.”
- Enter your 4-digit security PIN to authorize the request.
- Your 10-digit NUBAN number and current balance will be displayed on your screen.
You can also use a more direct string by dialing *901*5#. Once you dial this, the system will prompt you for your PIN, and your account information will pop up immediately. Please note that a standard network charge of ₦6.98 applies to USSD banking sessions in Nigeria, so ensure you have at least a little airtime on your line.
Using the AccessMore Mobile App
If you have a smartphone and an active data plan, the AccessMore app is the most comprehensive tool for managing your money. This app does more than just show your account number; it gives you a full view of your financial life.
Follow these steps to find your account number on the app:
- Launch the AccessMore app on your Android or iPhone.
- Log in using your fingerprint, face ID, or password.
- Once the dashboard loads, look at the top left or center of the screen.
- Your 10-digit account number is usually displayed right above or below your account balance.
- You can click the “Copy” icon next to the number to share it with someone else easily.
If you haven’t downloaded the official application yet, you can find it on the Google Play Store for Android users or the Apple App Store for iPhone users. Using the app is completely free of session charges, unlike the USSD method.
How to Retrieve Access Bank Account Number on WhatsApp
Did you know that you can chat with your bank just like you chat with your friends? Access Bank has a dedicated WhatsApp Banking platform called “999.” This is a very jovial and easy way to get things done without ever leaving your favorite messaging app.
To use this method, you need to follow these steps:
- Save the official Access Bank WhatsApp number 09090901901 to your contacts.
- Open WhatsApp and refresh your contact list.
- Send a simple message like “Hi” or “Account Number” to the contact.
- Follow the automated prompts provided by the bot.
- You will be asked to verify your identity for security reasons before your NUBAN number is revealed.
Make sure you are chatting with the verified account. Look for the green checkmark next to the name “Access Bank” to ensure you are not talking to a scammer. This service is available 24/7, making it a reliable backup plan.
Quick Comparison of Methods to Check Your Account Number
To help you decide which method is best for your current situation, I have put together this simple table comparing the different options available to you.
| Method | Requirement | Speed | Cost |
|---|---|---|---|
| USSD Code (*901#) | Registered SIM Card | Very Fast | ₦6.98 per session |
| AccessMore App | Smartphone & Data | Fast | Free (Data charges apply) |
| WhatsApp Banking | WhatsApp Account | Medium | Free |
| ATM Receipt | Debit Card | Slow | Free |
Check Access Bank Account Number Without ATM Card
Many people worry that if they lose their debit card, they won’t be able to access their banking details. The good news is that you can check Access Bank account number without ATM card details quite easily. In fact, most of the methods mentioned above (USSD, WhatsApp, and the App) do not require your physical card.
If you are in a situation where you don’t have your phone or your card, you can try these “old school” but effective methods:
1. Check Your Email Alerts
Every time you perform a transaction, Access Bank sends an “E-mail Alert.” If you can log into your Gmail or Yahoo mail, simply search for “Access Bank Alert.” Open any of those emails, and you will see your 10-digit account number partially masked or fully displayed in the transaction details.
2. Check Your Initial SMS Alerts
Scroll through your text messages. Even if you don’t have airtime to dial a code, your old credit or debit alerts contain your account number. Look for the string of numbers usually located at the beginning of the SMS alert.
3. Visit the Bank Branch
If all else fails, you can walk into any Access Bank branch. Talk to the customer service desk and tell them you need your NUBAN number. You will need to provide a valid ID card (like your NIN slip or Voter’s card) to prove that you are the owner of the account.
How to Contact Access Bank Customer Care
Sometimes, technology can be a bit tricky. If the Access Bank account number code is not working on your phone, you might need to speak with a human being. The customer care team can help you retrieve your details after asking a few security questions to verify your identity.
You can reach them through the following channels:
- Phone Call: Dial 07003000000 or 0201-2712005.
- Email: Send a message to contactcenter@accessbankplc.com.
- Social Media: Reach out to them on X (formerly Twitter) via their official handle @accessbank_help.
Never share your PIN or Password with a customer care representative. The bank will never ask for your secret codes over the phone or via email. They only need your name and perhaps your phone number to find your profile in their system.
Important Safety Tips for Access Bank Users
While looking for how to check Access Bank account number, you must keep security at the front of your mind. Your account number is public information, but it can be used by bad actors to attempt social engineering scams.
Keep your BVN private. Your Bank Verification Number is much more sensitive than your account number. According to Wikipedia’s explanation of BVN, this number is a central identity that links all your bank accounts in Nigeria. Only provide it to official bank staff inside a physical bank building.
Also, if you are using the USSD code on a friend’s phone, make sure to clear your dial history. While they can’t see your PIN, they might see your account number, which is a piece of your private financial data.
Frequently Asked Questions (FAQ)
What is the code for checking Access Bank account number?
The official code is *901#. After dialing, follow the prompts to view your account details. Alternatively, you can dial *901*5# for a more direct response.
Can I check my account number if my phone is not registered?
No, the USSD method only works on the phone number that is linked to your Access Bank account. If you have changed your number, you must visit a branch to update your records first.
Is the Access Bank USSD code free to use?
No, there is a ₦6.98 charge imposed by the telecommunication providers (MTN, Airtel, Glo, 9mobile) for using banking USSD services in Nigeria.
How do I know my NUBAN number?
Your NUBAN (Nigeria Unified Bank Account Number) is the 10-digit number used for all local transfers. You can find it on your mobile app, via USSD, or on the front of your chequebook.
What should I do if *901# is not working?
If the code is not working, it could be due to a network error. Try using the AccessMore app, or check your email for old transaction alerts which contain your account number.
Does Access Bank have a code for balance?
Yes, you can check your balance by dialing *901*5#. This will show both your balance and your account number at the same time.
Final Thoughts
Forgetting your account number happens to the best of us, but with the Access Bank USSD code and the AccessMore app, you are never more than a few taps away from finding it. The most reliable way for a quick check is dialing *901*00# or *901*5# on your registered mobile line. If you have your smartphone handy, just hop onto the app for a free and detailed view of your account.
Always remember to keep your banking PINs and passwords secret to protect your hard-earned money. Now that you know exactly how to retrieve your details, you can confidently go about your business and never worry about a forgotten NUBAN again!