To borrow airtime, you need to have an active Glo line and meet certain requirements set by Glo. The process is straightforward: you can usually request airtime through a simple USSD code or text message. Once approved, the borrowed airtime will be added to your account instantly. Today I will teach you how to borrow airtime from Glo step by step.

Understanding Glo Airtime Borrowing
To borrow airtime from Glo, you’ll use a service called Glo Borrow Me Credit. It’s simple, fast, and perfect for those moments when you need to stay connected but can’t top up immediately.
Eligibility Criteria for Borrowing Airtime
When you borrow airtime, it will be taken from your next recharge. To be eligible for Glo Borrow me credit:
- Be a prepaid customer.
- Register your phone number.
- Use Glo for over 3 months.
- Spend at least N200 each month for 3 months.
- Pay off any previous loans.
- Recharge about four times monthly.
In short, you need to be an active Glo user, spend regularly, and meet these criteria to use the Glo Borrow Me Credit service.
Borrowing Limits and Available Denominations
When you borrow airtime on Glo, you’ll receive 85% of the amount in your account, while 15% is taken as a service fee.
Different customers can borrow different amounts based on how long they’ve been with Glo and how often they spend. The available amounts you can borrow include:
- N50
- N100
- N200
- N500
- N1,000
- N2,000
When you recharge, the borrowed airtime will be deducted first.
Procedure to Borrow Airtime on Glo
Borrowing airtime on the Glo network is simple and quick. You can use shortcodes and USSD codes to complete the process easily. Here’s the step-by-step on how to borrow airtime on Glo
Step-by-Step Glo borrow airtime
- Check Your Eligibility: You must have been a Glo customer for at least three months. Ensure your account is not exceeding the borrowing limit.
- Dial *303# on your Glo line. A menu will appear on your screen.
- Choose option 2 for BorrowCredit
- Choose the Amount of airtime you want to borrow
- Confirm
- Use Your Borrowed Airtime: Once confirmed, the airtime will be credited to your account instantly for your use.
USSD Code to borrow airtime from Glo
To borrow airtime on Glo, the primary USSD code is *303#. Here is the code to borrow airtime from Glo:
Recharge your MTN line effortlessly with the following codes:
- Need N200? Just dial
*303*200# - For a quick N50 top-up, enter
*303*50# - Want N1000 credited? Use
*303*1000# - To get N500 instantly, dial
*303*500# - If you need N100, simply dial
*303*100#
Choose the amount you need, dial the code, and your airtime will be added instantly.
these codes are straightforward. Always ensure you have a good network when dialing these codes for accurate responses.
How do I check my airtime balance?
To check your airtime balance on Glo, just dial `*303#` on your phone and press the call button. Select 1 for my BMC Account, Select 1 for balance. Your remaining airtime balance will appear on your screen.
How to borrow airtime in glo for others
To borrow airtime for your friends or family:
- Dial *303#.
- Select option 4 “Borrow credit for others.”
- Select the amount you want to borrow.
- Input the number you want to borrow airtime for
- Select “Confirm.”
The person will get a message that the airtime was added to their account. Remember, they will only receive 85% of the amount, as 15% is taken as a service fee.
Terms and Conditions
Before borrowing airtime on the Glo network, it’s important to know the key terms and conditions.
Interest and Charges Explained
When you borrow airtime, there are interest rates and charges involved. Glo usually applies a service fee of 15% is charged on borrowed airtime.
Repayment Terms and Methods
Repayment for borrowed airtime must be completed within a specific time frame. Typically, you have to repay the borrowed amount during your next recharge.
- Automatic Deduction: Glo will automatically deduct the borrowed airtime and any related fees from your next recharge.
- Payment Method: You can use various methods like mobile money or bank transfers for recharges.
If you miss a repayment, your borrowing limit may be affected in the future.
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