Home » How to Borrow Airtime on Glo: A Step-by-Step Guide

How to Borrow Airtime on Glo: A Step-by-Step Guide

Borrow airtime from Glo. Borrowing airtime on the Glo network is a convenient way to ensure you never run out of airtime time when you need it most. You can get airtime on your phone to pay back later when you recharge.

To borrow airtime, you need to have an active Glo line and meet certain requirements set by Glo. The process is straightforward: you can usually request airtime through a simple USSD code or text message. Once approved, the borrowed airtime will be added to your account instantly. Today I will teach you how to borrow airtime from Glo step by step.

borrow airtime on glo
borrow airtime on glo

Understanding Glo Airtime Borrowing

To borrow airtime from Glo, you’ll use a service called Glo Borrow Me Credit. ​ It’s simple, fast, and perfect for those moments when you need to stay connected but can’t top up immediately.

Eligibility Criteria for Borrowing Airtime

When you borrow airtime, it will be taken from your next recharge. To be eligible for Glo Borrow me credit:

  • Be a prepaid customer.
  • Register your phone number.
  • Use Glo for over 3 months.
  • Spend at least N200 each month for 3 months.
  • Pay off any previous loans.
  • Recharge about four times monthly.

In short, you need to be an active Glo user, spend regularly, and meet these criteria to use the Glo Borrow Me Credit service.

Borrowing Limits and Available Denominations

When you borrow airtime on Glo, you’ll receive 85% of the amount in your account, while 15% is taken as a service fee.

Different customers can borrow different amounts based on how long they’ve been with Glo and how often they spend. The available amounts you can borrow include:

  • N50
  • N100
  • N200
  • N500
  • N1,000
  • N2,000

When you recharge, the borrowed airtime will be deducted first.

Procedure to Borrow Airtime on Glo

Borrowing airtime on the Glo network is simple and quick. You can use shortcodes and USSD codes to complete the process easily. Here’s the step-by-step on how to borrow airtime on Glo

Step-by-Step Glo borrow airtime

  1. Check Your Eligibility: You must have been a Glo customer for at least three months. Ensure your account is not exceeding the borrowing limit.
  2. Dial *303# on your Glo line. A menu will appear on your screen.
  3. Choose option 2 for BorrowCredit
  4. Choose the Amount of airtime you want to borrow
  5. Confirm
  6. Use Your Borrowed Airtime: Once confirmed, the airtime will be credited to your account instantly for your use.

USSD Code to borrow airtime from Glo

To borrow airtime on Glo, the primary USSD code is *303#. Here is the code to borrow airtime from Glo:

Recharge your MTN line effortlessly with the following codes:

  • Need N200? Just dial *303*200#
  • For a quick N50 top-up, enter *303*50#
  • Want N1000 credited? Use *303*1000#
  • To get N500 instantly, dial *303*500#
  • If you need N100, simply dial *303*100#

Choose the amount you need, dial the code, and your airtime will be added instantly.

these codes are straightforward. Always ensure you have a good network when dialing these codes for accurate responses.

How do I check my airtime balance?

To check your airtime balance on Glo, just dial `*303#` on your phone and press the call button. Select 1 for my BMC Account, Select 1 for balance. Your remaining airtime balance will appear on your screen.

How to borrow airtime in glo for others

To borrow airtime for your friends or family:

  1. Dial *303#.
  2. Select option 4 “Borrow credit for others.”
  3. Select the amount you want to borrow.
  4. Input the number you want to borrow airtime for
  5. Select “Confirm.”

The person will get a message that the airtime was added to their account. Remember, they will only receive 85% of the amount, as 15% is taken as a service fee.

Terms and Conditions

Before borrowing airtime on the Glo network, it’s important to know the key terms and conditions.

Interest and Charges Explained

When you borrow airtime, there are interest rates and charges involved. Glo usually applies a service fee of 15% is charged on borrowed airtime.

Repayment Terms and Methods

Repayment for borrowed airtime must be completed within a specific time frame. Typically, you have to repay the borrowed amount during your next recharge.

  • Automatic Deduction: Glo will automatically deduct the borrowed airtime and any related fees from your next recharge.
  • Payment Method: You can use various methods like mobile money or bank transfers for recharges.

If you miss a repayment, your borrowing limit may be affected in the future.

FAQ how to borrow airtime on Glo

What is Glo Borrow Me Credit?

Glo Borrow Me Credit allows Glo subscribers to borrow airtime when they run out, which can be used for calls, SMS, or data.

How do I qualify to borrow airtime from Glo?

To qualify, you must be a prepaid Glo subscriber, have been active on the network for at least three months, and have a consistent recharge history.

How can I borrow airtime on Glo?

Dial *303# and follow the on-screen instructions. You’ll be shown eligible amounts based on your usage. Choose the amount you wish to borrow.

How much airtime can I borrow?

The amount you can borrow depends on your recharge frequency and history. Eligible amounts typically range from ₦25 to ₦2000.

Are there any charges for borrowing airtime?

Yes, a 15% service fee is deducted from the borrowed amount. For example, if you borrow ₦100, you’ll receive ₦85.

When do I repay the borrowed airtime?

The borrowed amount is automatically deducted from your next recharge.

Can I borrow airtime multiple times before repayment?

You must repay your outstanding borrowed airtime before requesting another loan.

What if I don’t use the borrowed airtime before recharging?

The remaining balance of the borrowed airtime will be deducted from your next recharge, along with the service fee.

Can I transfer borrowed airtime to another Glo user?

No, borrowed airtime cannot be transferred or shared with another user.

How can I check my borrowed airtime balance?

Dial *323# to check your current balance, which includes both your normal and borrowed airtime.

Oluremi is the founder and owner of Gizmosum.com, a platform dedicated to making technology simple and accessible. Passionate about how-to guides, phone accessories, and everyday digital tools, Oluremi creates content that helps readers discover smarter ways to use their devices and stay ahead of tech trends.
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