Best MTN Tariff Plan for Calls in Nigeria (2025 Guide)

Choosing the Right MTN Tariff Plan for Calls

Have you ever recharged ₦500 airtime, made just a few calls, and wondered how it disappeared so fast?

I know that feeling because I’ve been there too. When I first joined MTN, I kept switching plans trying to find one that actually gave me value for money.

The truth is, not all MTN tariff plans for calls are the same. Some charge higher per second, while others offer bonuses or free minutes that make calling cheaper overall.

In this post, I’ll walk you through the best MTN call plans in Nigeria for 2025, explain their unique benefits, and help you decide which one fits your calling habits perfectly.

By the end, you’ll know exactly how to migrate, how much you’ll pay per second, and which plan saves you the most airtime.

Table of Contents

• Why Choosing the Right MTN Call Plan Matters
• Overview of MTN Tariff Plans for Calls
• Best MTN Tariff Plans for Calls in 2025
• MTN Tariff Plan Comparison Table
• How to Migrate to Your Preferred MTN Plan
• Frequently Asked Questions

Why Choosing the Right MTN Call Plan Matters

If you make a lot of calls every day, the wrong plan could drain your airtime faster than you think.

MTN has more than ten active tariff plans, each built for different usage patterns. Some are perfect for data users, while others are optimized for frequent callers.

Understanding which plan matches your needs helps you save money, earn better bonuses, and enjoy smoother communication without worrying about airtime disappearing too fast.

Overview of MTN Tariff Plans for Calls

Before we dive into the best ones, let’s look at the most common MTN tariff plans for calls available in 2025. These are the main ones you’ll see when you check your SIM:

• MTN BetaTalk
• MTN Pulse
• MTN TruTalk
• MTN XtraSpecial Prepaid
• MTN XtraValue Combo

Each of these offers a different call rate and bonus structure. So let’s break them down.

Best MTN Tariff Plans for Calls in 2025

1. MTN TruTalk

When I tested MTN TruTalk, I noticed one thing immediately — the call rate was consistent and simple. You get 11.26 kobo per second to all networks in Nigeria after paying a ₦7.17 daily access fee.

If you make multiple short calls every day, that daily fee pays off quickly. However, if you rarely call, it might not be worth it.

Key Benefits:

• Flat rate of 11.26 kobo/sec to all networks
• Works great for users who make frequent short calls
• No hidden conditions after activation

Migration Code: Dial *400# or text “TT” to 131.

2. MTN Pulse

MTN Pulse is the most popular plan among young Nigerians — and for good reason. It’s designed for both affordable calls and discounted data bundles like the MTN Night Plan.

Calls on Pulse cost 11.26 kobo per second after spending ₦15.36 daily. Before that, calls are charged at 25.6 kobo/sec.

In my experience, Pulse is ideal if you make calls and also browse regularly.

Key Benefits:

• Low call rate after the first ₦15.36 spend per day
• 500MB night browsing for ₦25
• Special data bundles and campus deals

Migration Code: Dial *406# and select Pulse.

3. MTN BetaTalk

MTN BetaTalk rewards you every time you recharge. When you load ₦100 or more, you get a 300% bonus that can be used for calls and data.

However, calls from the bonus account are charged at 67 kobo/sec, which is higher than other plans. So if you value talk time bonuses more than cheap rates, BetaTalk might be for you.

Key Benefits:

• 300% airtime bonus on every recharge of ₦100+
• Bonus valid for 7 days
• Works for both calls and browsing

Migration Code: Dial *123*2*1# or text “BT” to 131.

4. MTN XtraSpecial Prepaid

If you make international calls often, MTN XtraSpecial Prepaid is your best bet. It charges 15 kobo per second to all local networks and selected international destinations like the US, UK, Canada, India, and China.

This is the plan I recommend for business users who talk across borders.

Key Benefits:

• Flat 15 kobo/sec for local and selected international calls
• No daily access fee
• Access to special bundles and international SMS offers

Migration Code: Dial *408# and select 1.

5. MTN XtraValue Combo

This one is a hybrid. The MTN XtraValue Combo gives you a combination of airtime for calls and data in one subscription.

It’s not technically a prepaid call plan but works great if you want one bundle that handles everything.

Key Benefits:

• Combination of airtime and data in one plan
• Available in different price tiers (₦300 to ₦10,000)
• Ideal for professionals who use calls and internet equally

Activation: Dial *131*2# and choose XtraValue Combo.

MTN Tariff Plan Comparison Table (2025)

How to Migrate to an MTN Tariff Plan

Migrating between plans is simple. You can use USSD codes or the official MyMTN App to switch instantly.

Steps to migrate using USSD:

1. Dial the code for your preferred plan.
2. Follow on-screen prompts to confirm migration.
3. Wait for a success message from MTN.

Alternatively, download and open the MyMTN NG App, then navigate to “Tariff Plans” to select one manually.

There’s usually no migration fee if you haven’t switched plans in the last 30 days. Otherwise, MTN charges ₦100 for additional migrations within the same month.

How to Choose the Best MTN Tariff Plan for Your Needs

Now that you’ve seen the top MTN tariff plans for calls, the next question is simple: how do you know which one fits you best?

I’ll share the same process I used when I was testing these plans across different SIMs. By matching your calling pattern with the right tariff, you can easily save 20% to 40% of your airtime every month.

1. If You Make Short Calls Often

For people who make several short calls throughout the day, MTN TruTalk is usually the best choice. You’ll pay a small daily fee, but the low rate of 11.26 kobo per second quickly makes up for it.

I used this plan when I was managing client calls — those quick 2-3 minute check-ins. It helped me stay connected without worrying about airtime draining too fast.

2. If You’re a Student or Data Lover

If you’re always online, stream music, and chat often, then MTN Pulse will likely be your best fit. The discounted data bundles, night plan, and music streaming offers are unbeatable for the price.

It’s a good mix of call affordability and digital lifestyle benefits. You’ll enjoy lower call rates after your first ₦15.36 spend of the day, and the MTN Night Plan gives you cheap midnight browsing.

3. If You Want Big Bonuses

Some people love seeing their airtime triple after every recharge. If that’s you, then MTN BetaTalk is perfect. You’ll get a 300% bonus on all recharges from ₦100 and above.

Just remember, the bonus account charges 67 kobo per second. So it’s better for people who enjoy bonus airtime rather than those who make long calls frequently.

4. If You Call Abroad Often

Do you have family or business partners outside Nigeria? Then MTN XtraSpecial Prepaid is the best call plan for you. It offers flat-rate calls to several international destinations — including the USA, UK, Canada, China, and India — at 15 kobo per second.

I once used this plan while coordinating a project between Nigeria and the UK. The flat rate helped me manage international calls without needing special bundles or worrying about high charges.

5. If You Want Data and Calls in One Plan

If you prefer convenience and don’t like switching between call and data plans, MTN XtraValue Combo makes life easy. You get a set amount of airtime plus data for a fixed price. It’s available from ₦300 all the way up to ₦10,000 packages.

This plan is ideal if you work remotely or manage business calls over mobile data apps like WhatsApp and Zoom.

How to Manage Your Tariff Plan with the MyMTN App

MTN has made it easier than ever to manage your plans directly from your phone. I personally recommend using the MyMTN NG App because it lets you check balances, migrate plans, and even buy data at discounted rates.

Here’s how you can use the app to manage your MTN tariff plan for calls:

1. Download and install the MyMTN App from Google Play Store.
2. Log in using your MTN number.
3. Go to “Tariff Plans” under the main menu.
4. Select your preferred plan and tap “Activate.”

The app also lets you track your daily spending and view your current call rate — something that USSD menus can’t show easily.

Expert Tips to Save More on MTN Call Plans

Over the years, I’ve discovered a few tricks to stretch airtime even further. Here are some practical tips that actually work:

• Use WhatsApp calls when on Wi-Fi. Even though MTN call rates are low, using Wi-Fi for longer calls saves money.
• Recharge with promo codes. MTN occasionally runs bonus campaigns, so always check *559# after recharging to see if you got extra talk time.
• Track your call duration. Calls over 3 minutes consume airtime quickly. Try to wrap up short conversations efficiently.
• Switch plans only when necessary. If you migrate more than once in a month, you’ll pay ₦100. So plan ahead before switching.

Following these simple steps can help you save up to ₦2,000 or more monthly — especially if you make calls daily.

Frequently Asked Questions (FAQ)

Which MTN tariff plan has the cheapest call rate?

The MTN TruTalk plan offers one of the cheapest call rates at 11.26 kobo per second after a ₦7.17 daily access fee. It’s best for frequent callers who make multiple short calls daily.

Which MTN plan gives bonus on every recharge?

The MTN BetaTalk plan gives a 300% airtime bonus on all recharges of ₦100 and above. It’s perfect for people who prefer having extra airtime for occasional calls and browsing.

Which MTN plan is best for international calls?

MTN XtraSpecial Prepaid is best for international calls. It charges 15 kobo per second to local and selected international destinations like the UK, US, Canada, China, and India.

Can I use MyMTN App to switch plans?

Yes, you can easily migrate between plans using the MyMTN NG App. It’s faster and more reliable than USSD codes.

Is there a plan that combines calls and data?

Yes, MTN XtraValue Combo gives you both airtime and data in one package. It’s great for people who use calls and internet daily.

My Recommendation: The Best MTN Tariff Plan for Calls in 2025

After testing all major MTN call plans, I can confidently say that the MTN Pulse and MTN TruTalk stand out as the top two choices for most users.

If you’re a student, freelancer, or someone who uses both calls and data regularly, go for MTN Pulse. It offers flexibility, low call rates after your first ₦15.36 daily spend, and bonus data options.

But if your main priority is making clear, affordable calls all day, MTN TruTalk is unbeatable. The ₦7.17 daily access fee quickly pays off if you make more than 10 minutes of calls per day.

Conclusion: Save More with the Right MTN Call Plan

At the end of the day, the best MTN tariff plan for calls depends on how you use your phone. Whether you talk for hours, chat on WhatsApp, or run a small business, there’s a plan tailored for your needs.

Here’s a quick recap:

• MTN TruTalk: For consistent low call rates.
• MTN Pulse: For students and mixed data users.
• MTN BetaTalk: For people who love bonuses.
• MTN XtraSpecial: For international calling.
• MTN XtraValue Combo: For call + data flexibility.

Don’t just stick to your old plan. Try switching for a week and monitor how long your airtime lasts. You’ll probably notice a huge difference in savings.

If you’re ready to switch now, dial your preferred migration code or use the MyMTN NG App to get started.

For more MTN guides, check out how to check your MTN balance and the latest MTN data plans.

Ready to Get More from Your MTN Line?

If this guide helped you find the best MTN tariff plan for calls, don’t keep it to yourself. Share it with friends or family members who always complain about airtime disappearing too fast.

Bookmark this page and come back whenever MTN updates their plans — I’ll keep it fresh with the latest rates and migration codes.

Call smarter. Spend less. Stay connected.

Author Bio

Written by: oluremi olaoye

Role: Tech & Data Analyst

Experience: 10+ years in content marketing, AI SEO, and telecom consumer insights.

Sources & References

• MTN Nigeria Official Tariff Plans
• MTN Nigeria Homepage
• MyMTN NG App – Google Play Store
• TechCabal Nigeria Telecom Reports

Last Updated: October 2025