If you’ve ever tried moving your money around between apps, you know the struggle is real. Maybe you got paid through Cash App but need to pay bills with your Chime account or perhaps you’re just trying to keep all your funds in one place. ? It’s not always obvious how to send money from Cash App to Chime quickly and safely. The good news is that there’s a simple solution.
Today, I am breaking down exactly how to transfer money from Cash App to Chime, step by step, so you can skip the confusion and get your cash transfered where you needs it.
Top Transfer Methods:
- Instant Transfer: Minutes – Best for urgent transfers
- Standard Transfer: 1–3 days – Best for no-fee transfers
- Pay Anyone (Chime → Cash App): Instant – Best for reverse transfers
In 2025, digital banking has moved beyond convenience—it’s now the backbone of personal finance. Millions of users in top-tier countries like the US, UK, and Canada use Cash App for quick peer-to-peer transfers, investing, and even cryptocurrency, while Chime has become a go-to choice for fee-free banking, early direct deposits, and credit building.
But what happens when you need to move money between the two? Whether you’re paying bills, funding your Chime savings, or consolidating funds from multiple sources, knowing how to send money from Cash App to Chime can save time, avoid fees, and keep your financial life organized.
In this guide, you’ll learn:
- Exactly how Cash App and Chime work together
- Step-by-step instructions for linking accounts and transferring money
- Alternative methods, tips, and answers to common questions
- A buying guide on the best tools and services to make the process faster and safer
Can You Send Money from Cash App to Chime?
Yes — but there’s no single “magic button” that says Send to Chime. Instead, the process involves linking your Chime debit card or Chime bank account to Cash App. Once linked, you can use Cash App’s Cash Out feature to send money to Chime either instantly (for a small fee) or via a standard transfer (free, 1–3 business days).
Here’s what’s important to know:
- Both platforms support this connection through Plaid or manual entry.
- Instant transfers typically arrive within minutes but incur fees between 0.5% and 1.75%.
- Standard transfers are free but take up to three business days.
- The same process works in reverse if you need to send money from Chime to Cash App, but you’ll often use Chime’s Pay Anyone feature for that.
If you’ve ever wondered can you send Cash App money to Chime or can you link Cash App to Chime, the answer is yes — and it’s simpler than you might think.
How to Link Cash App to Chime
Before you can move money, you need to connect the two services. This is where many people search for terms like how to link Cash App to Chime, add Cash App to Chime, or how to connect CashApp to Chime. There are two main ways to do it: by adding your Chime debit card or by linking your Chime bank account using routing and account numbers.
Linking Your Chime Debit Card to Cash App (Step-by-Step)
- Open Cash App on your device.
- Tap your Profile Icon in the top-right corner. If you don’t have download it here
- Go to Linked Banks or Linked Accounts.
- Select Link Debit Card.
- Enter your Chime Visa® Debit Card details.
- Save and confirm — your Chime card will now be available as a destination for withdrawals.
This is the fastest way to start transferring funds and is ideal if you use instant transfers regularly.
Linking Your Chime Bank Account via Routing and Account Number
- Open the Chime app and go to Settings → Account Info.
- Note your Routing Number and Account Number.
- In Cash App, go to Profile → Linked Banks → Link Bank.
- Choose Add Manually (or proceed with Plaid if you prefer automated linking).
- Enter your Chime account details carefully.
- Save and verify.
This method is ideal for people who prefer free standard transfers and don’t mind waiting 1–3 days for funds to arrive.
Using Plaid for Secure Account Linking
Plaid is a secure financial connection service that Cash App uses to verify bank account details. Instead of typing in your routing and account numbers manually, you can:
- Select Chime from the list of banks in Cash App.
- Sign into your Chime account within the Plaid interface.
- Approve the connection request.
Plaid adds an extra layer of security and reduces manual errors during linking.
How to Move Money from Cash App to Chime: Step-by-Step Guide
Once your accounts are linked, transferring money is straightforward. Whether your search term is how to move money from CashApp to Chime, how to send money from Cash App to Chime, or how to transfer Cash App to Chime, these steps work across all devices.
Using the “Cash Out” Feature
- Open Cash App on your mobile device.
- Tap your Balance (the $ icon) at the bottom-left of the screen.
- Select Cash Out.
- Enter the amount you want to transfer.
- Choose Instant Transfer (fee applies) or Standard Transfer (free).
- Confirm Chime as your linked bank or debit card destination.
- Tap Confirm and wait for the transfer to process.
Pro Tip: Instant transfers usually complete in under a minute, while standard transfers will appear in your Chime account in 1–3 business days.
Choosing Between Instant and Standard Transfer
- Instant Transfer: Perfect for urgent situations, but comes with a fee (0.5–1.75% of the amount, minimum $0.25).
- Standard Transfer: Best if you want to avoid fees and don’t need the funds immediately.
Your choice depends on how quickly you need the money and whether you’re willing to pay for speed.
Verifying the Transfer in Chime
After sending the funds, open your Chime app to check for the incoming deposit. Chime will usually send a push notification when money lands in your account.
Alternative Methods to Connect Cash App to Chime
Can I Link My Cash App Card to Chime?
No, you can’t link a Cash App card inside Chime to directly pull funds. However, you can move money the other way — from Cash App to Chime — by linking Chime as a withdrawal destination in Cash App.
Add Cash App to Chime via Indirect Transfers
If for any reason you can’t link Chime directly, here are two workarounds:
- Send money from Cash App to another linked bank account, then use that account to fund Chime.
- Withdraw Cash App funds to your Cash App card, then use the card to make a deposit into Chime via mobile check deposit (if available).
How to Connect CashApp to Chime Using Third-Party Tools
Some users prefer using services like PayPal or Venmo as middlemen. The process usually involves:
- Sending money from Cash App to PayPal (via linked debit card).
- Transferring from PayPal to Chime.
This isn’t the fastest route but can be useful if your Cash App–Chime direct link is failing.
Using Chime’s Pay Anyone Feature for Reverse Transfers
Sometimes you may need to send money from Chime to Cash App instead of the other way around. While Cash App doesn’t directly “pull” money from Chime, Chime’s Pay Anyone feature lets you send funds to anyone with a phone number or email — even if they’re not a Chime user.
How to Send Money from Chime to Cash App Using Pay Anyone
- Open the Chime app and tap Pay Anyone.
- Enter the recipient’s email or phone number associated with their Cash App account.
- Type the amount you want to send.
- Add a short note (optional).
- Confirm the payment.
The recipient will get a notification and a link to claim the funds. If they’re not a Chime user, they can claim the money by entering their debit card details — including their Cash App card.
Costs, Fees, and Transfer Limits
Cash App to Chime Transfer Fees
- Instant Transfer Fee: 0.5%–1.75% of the amount, minimum $0.25.
- Standard Transfer Fee: $0 (1–3 business days).
Chime to Cash App Fees
- Pay Anyone: Free.
- External Transfer via Card: Usually free but may depend on the third-party platform.
Transfer Limits
- Cash App to Chime (Unverified Accounts): $1,000 per 30 days.
- Cash App to Chime (Verified Accounts): Up to $7,500 per week.
- Chime Pay Anyone: Up to $2,000 per day.
Always check your current limits in each app’s settings, as policies may change.
Tips for Faster, Safer Transfers Between Cash App and Chime
- Double-check your linked details: One wrong digit in your routing or card number can delay your transfer or send money to the wrong account.
- Verify your accounts: Completing identity verification on both apps increases your transfer limits and reduces the chance of holds.
- Use Instant Transfer only when necessary: While convenient, fees can add up over time.
- Enable two-factor authentication: This extra layer of protection can help safeguard your funds from unauthorized access.
- Avoid transferring late at night or on weekends: Standard transfers often process faster during regular banking hours.
FAQs: Cash App to Chime Transfers
How to link Cash App to Chime?
Open Cash App → Profile → Linked Banks → Link Debit Card or Bank → Enter your Chime debit card or routing/account details → Confirm.
How to move money from Cash App to Chime?
Use Cash App’s Cash Out feature, select your linked Chime account or card, choose Instant or Standard transfer, and confirm.
Can I link my Cash App card to Chime?
No, you can’t add your Cash App card directly to Chime for deposits. Instead, link your Chime account to Cash App for withdrawals.
How much does it cost to transfer money from Cash App to Chime?
Standard transfers are free. Instant transfers typically cost around 1.5% of the transfer amount.
How to connect CashApp to Chime securely?
Use the Plaid integration inside Cash App to log in to Chime without manually entering sensitive details.
How long does it take to transfer money from Cash App to Chime?
Standard transfers take 1–3 business days, while instant transfers arrive within minutes.
Cash App to Chime — does it work instantly?
Only if you choose Instant Transfer in Cash App. Standard transfers take 1–3 business days.
Can you send Cash App money to Chime without fees?
Yes, if you use Standard Transfer. Instant transfers incur a fee.
How to transfer Cash App to Chime if direct linking fails?
Send funds to another linked bank or PayPal, then move them to Chime.
How to Choose the Right Method for Cash App to Chime Transfers
When deciding the best transfer method, consider:
- Speed vs. Cost: If you need funds now, Instant Transfer is worth the fee. For routine transfers, go with Standard Transfer.
- Verification Status: Verified accounts have higher limits and fewer delays.
- Frequency of Transfers: If you transfer often, save money with free methods.
- Security: Always use official apps, Plaid integration, and two-factor authentication.
Comparison Table: Cash App to Chime Transfer Options
| Method | Speed | Fee | Best For |
|---|---|---|---|
| Instant Transfer | Minutes | 0.5–1.75% | Emergency transfers |
| Standard Transfer | 1–3 business days | $0 | Regular, non-urgent transfers |
| Pay Anyone (Chime → Cash App) | Instant | $0 | Sending from Chime to Cash App |
| Third-party (PayPal, Venmo) | Varies | May apply | Backup transfer option |
Conclusion: Best Picks by Use Case
If you’re looking for the fastest way to send money from Cash App to Chime, choose Instant Transfer via your linked Chime debit card — it’s worth the fee for emergencies.
For cost-conscious users, Standard Transfer is the clear winner.
If you often send money the other way (Chime → Cash App), Pay Anyone is your best friend.
No matter which route you choose, following the steps in this guide ensures your transfer is smooth, secure, and stress-free.
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