Have you ever stood at a checkout counter or in front of a market stall and realized you have no idea how much money is in your bank account? It is a stressful feeling that we have all faced, but if you are a Jaiz Bank customer, you can breathe a sigh of relief because checking your balance is now faster than ever. In this guide, I will show you exactly how to check jaiz bank account balance using your phone in just a few seconds, whether you have an internet connection or not.
The fastest way to see your money is by using the official jaiz bank balance check code which is *773#. By dialing this simple string on your mobile phone, you can bypass the long queues at the ATM and get your account details delivered directly to your screen instantly. Let us dive into the different ways you can stay on top of your finances with Nigeria’s premier non-interest bank.
The Easiest Way to Check Jaiz Bank Balance Using USSD Code
If you want the quickest answer without any stress, the USSD method is your best friend. You do not need a smartphone or a data plan to make this work. This method works on any mobile device, from the oldest “button” phones to the latest iPhones.
To use the jaiz bank ussd code for your balance, follow these simple steps:
- Open your phone’s dialer or call app.
- Dial *773# using the mobile number registered with your Jaiz Bank account.
- Follow the on-screen prompts by selecting the option for “Check Balance.”
- Enter your 4-digit transaction PIN to authorize the request.
- Your account balance will pop up on your screen immediately, and you will also receive an SMS for your records.
Note: To go directly to the balance menu without navigating the main list, you can simply dial *773*0#. This shortcut is the most efficient jaiz bank account balance code for busy people on the move who want to save time and network charges.
How to Register Your Phone for Jaiz Bank USSD Banking
Is this your first time trying to use the code? You might need to perform a quick one-time registration to link your phone number and create a secure PIN. This ensures that only you can access your private financial information.
- Dial *773# on your registered SIM card.
- Choose the option to “Register” or “Create PIN.”
- Enter your 10-digit Jaiz Bank account number.
- Provide your Date of Birth or the last 6 digits of your Jaiz Bank Debit Card as requested.
- Create a 4-digit secret PIN that you can easily remember.
- Confirm the PIN to finalize your registration.
Once this is done, you can use the jaiz bank balance check code anytime, anywhere, without needing to visit a physical branch or look for a computer. Also check our blog post on all Jaiz bank ussd code
Checking Your Balance via the Jaiz Mobile Plus App
For those who prefer a more visual experience with detailed transaction histories, the Jaiz Mobile Plus app is the perfect tool. This app allows you to see your balance, download statements, and even hide your balance from prying eyes when you are in public.
You can download the official app from the stores below:
- Android Users: Download on the Google Play Store.
- iPhone Users: Download on the Apple App Store.
After installing the app, simply log in with your credentials. Your jaiz bank account balance will be displayed right on the dashboard the moment the app opens. It is a very clean and secure way to manage your halal banking needs on the go while keeping a digital record of every Kobo.
Other Reliable Methods to Check Your Jaiz Bank Account Balance
While USSD and the mobile app are the most popular, they aren’t the only ways to stay informed. Depending on your situation, you might find these other methods useful.
Using the ATM Terminal
If you are already near a bank or a shopping mall, you can use your debit card at any ATM. You do not even have to use a Jaiz Bank ATM; any bank’s machine will work. Simply insert your card, enter your PIN, and select “Balance Inquiry.” Just keep in mind that after a few free monthly checks, other banks might charge a small fee for this service.
Jaiz Bank WhatsApp Banking
Did you know you can chat with your bank? Jaiz Bank offers a dedicated WhatsApp service where you can check your balance by simply sending a “Hi” to their official number. This is a great alternative if the USSD service is experiencing network delays in your area but you still have a little bit of data.
Comparison of Balance Checking Methods
| Method | Speed | Requires Internet? | Cost |
|---|---|---|---|
| USSD (*773#) | Instant | No | Small Network Charge |
| Mobile App | Very Fast | Yes | Data Charges Only |
| ATM | Moderate | No | Free (at Jaiz ATMs) |
| Fast | Yes | Data Charges Only |
Troubleshooting Common Issues with the Jaiz Bank Code
Sometimes, technology can be a bit stubborn. If you dial the how to check balance in jaiz bank code and it doesn’t work, don’t panic. Here are the most common reasons why it might fail:
- Wrong SIM Card: Ensure you are dialing from the exact phone number linked to your bank account. If you changed your number recently, you must update it at the bank.
- Network Issues: USSD relies on your mobile network provider like MTN, Airtel, Glo, or 9mobile. If your signal is weak, the code may timeout.
- Insufficient Airtime: While the bank doesn’t charge much, your network provider may require you to have at least a few Naira in airtime to facilitate the USSD session.
- Inactive Account: If you haven’t used your account in a very long time, it might be dormant. You will need to visit the Official Jaiz Bank Website or a branch to reactivate it.
Important Safety Tips for Mobile Banking
Protecting your money is just as important as growing it. When using the jaiz bank ussd code or the mobile app, always keep these safety rules in mind to stay ahead of fraudsters who want to steal your hard-earned savings.
Never share your 4-digit USSD PIN or your Mobile App password with anyone, even if they claim to be calling from the bank. Jaiz Bank staff will never ask for your PIN over the phone or via email. If you ever lose your phone, contact the 24/7 customer support line at 0700 773 0000 immediately to block your mobile banking profile and keep your funds safe.
Frequently Asked Questions (FAQ)
What is the official code for Jaiz Bank balance check?
The official USSD code is *773#. To see your balance directly without navigating menus, you can dial *773*0# from your registered phone number.
Can I check my Jaiz Bank balance without a debit card?
Yes, you can! You can check your balance using the USSD code or the mobile app even if you do not have your ATM card with you. You only need your registered phone number and your secret transaction PIN.
Is there a charge for checking my balance via USSD?
Yes, most Nigerian network providers charge a flat fee of ₦6.98 for USSD banking sessions. This is a standard fee regulated by the NCC and is not a hidden charge from the bank itself.
How do I reset my Jaiz Bank USSD PIN?
If you forget your PIN, dial *773# and look for the “PIN Reset” or “Settings” option. You will likely need your BVN or debit card details to verify your identity before creating a new secret code.
Why am I getting an “Invalid Selector” error?
This usually happens when there is a network glitch or if the USSD session stayed open too long without an input. Try dialing the code again, and make sure you respond to the prompts quickly within a few seconds.
Does the Jaiz Bank code work on all networks?
Yes, *773# is designed to work across all major mobile networks in Nigeria, including MTN, Airtel, Glo, and 9mobile, ensuring every customer has access.
Final Thoughts on Managing Your Jaiz Account
Checking your balance shouldn’t be a chore that takes up your whole morning. Whether you use the lightning-fast *773# USSD code or the feature-rich mobile app, Jaiz Bank has made it incredibly easy to stay in control of your money in 2025. By knowing how to check jaiz bank account balance instantly, you can shop with confidence and manage your budget without any guesswork or surprises.
If you found this guide helpful, why not share it with a friend or family member who also banks with Jaiz? It might just save them a stressful trip to the ATM today!