Managing money digitally has become part of daily life. Apps like Cash App let you send, receive, and manage money with a few taps on your phone. But many users run into the same problem: Which prepaid cards work with Cash App? You may already own a prepaid Visa or Mastercard, or you might be thinking about using one instead of linking your bank account. The challenge is that not every prepaid card works with Cash App, and restrictions vary. The good news is that there are clear answers.
Today, I am breaking down everything you need to know so you can connect the right prepaid card and avoid frustration.
How Cash App Works With Cards
Cash App is designed to work with most major U.S. debit and credit cards. It also supports many reloadable prepaid cards, as long as they are issued by recognized networks like Visa, Mastercard, American Express, and Discover. However, not all prepaid cards allow transfers or withdrawals. That means you can often use a prepaid card to add money to Cash App, but you might not be able to cash out your balance back to the card.
The app’s own Cash Card is itself a prepaid Visa card, which gives you an idea of how integrated prepaid systems are with Cash App. Still, third-party prepaid cards come with limitations.
Does Cash App Accept Prepaid Cards?
Yes, Cash App accepts some prepaid cards. The catch is that they need to be reloadable and backed by a major payment network. When you link your prepaid card, Cash App uses the same verification process it uses for debit cards. If the prepaid card is eligible, you can add funds to your Cash App balance and use them instantly.
Non-reloadable prepaid cards, such as gift cards, usually don’t work. They fail during the linking process because they lack the ability to process ongoing transactions.
For a detailed breakdown of linking cards, see our guide on Can I Add a Prepaid Card to Cash App? A Step-by-Step Guide
What Prepaid Cards Work With Cash App?
Several popular prepaid cards have been confirmed by users and financial guides to work with Cash App. Here are some of the most common options:
- Netspend Visa Prepaid Card
- Walmart MoneyCard
- PayPal Prepaid Mastercard
- Green Dot Prepaid Visa
- MyVanilla Prepaid Card
- Government-issued prepaid cards (such as certain benefits cards)
These cards let you load funds into Cash App. Keep in mind, not all of them will allow you to transfer money out of Cash App back to the card.
Which Prepaid Cards Do Not Work With Cash App?
Some prepaid cards are not compatible with Cash App. The most common issues occur with:
- Non-reloadable prepaid cards (gift cards)
- Cards without a major payment network logo
- Issuer-restricted prepaid cards that block connections to payment apps
If your prepaid card does not pass verification, Cash App will show an error and prevent linking.
Can You Use a Visa Prepaid Card on Cash App?
Yes, Visa prepaid cards often work with Cash App if they are reloadable. To connect one:
- Open your Cash App profile.
- Select “Linked Banks.”
- Tap “Link Debit Card.”
- Enter your Visa prepaid card details.
If approved, you can send money and add funds. However, withdrawing funds from Cash App back to your Visa prepaid card is not always supported.
Can You Withdraw Money to a Prepaid Card From Cash App?
No, Cash App does not allow direct withdrawals to most prepaid cards. Withdrawals usually require a linked bank account or a traditional debit card. This is where many users run into frustration. While you can load Cash App using a prepaid card, getting money back onto the card typically does not work.
If you want alternatives for moving funds, here’s how to send money from Cash App to Chime.
What Is the Cash App Card?
The Cash App Card is a Visa prepaid debit card that comes directly from Cash App. Issued by Sutton Bank, it connects to your Cash App balance. You can:
- Use it at any retailer that accepts Visa.
- Withdraw cash from ATMs.
- Customize the card’s design.
- Add Boosts to get discounts at select merchants.
Because it is Cash App’s own product, it offers full compatibility without the restrictions of third-party prepaid cards.
Looking for more ways to stretch your balance? Learn how to borrow money from Cash App in 2025.
Do You Need to Verify Your Account to Use a Prepaid Card on Cash App?
Yes. Cash App limits accounts that are not verified. If your account is unverified, you may not be able to link a prepaid card at all. Verification usually involves:
- Providing your full legal name
- Supplying your date of birth
- Entering the last four digits of your SSN
Once verified, your Cash App account unlocks higher sending and receiving limits and supports more card types.
Can You Link a Walmart Prepaid Card to Cash App?
Yes, you can link a Walmart MoneyCard if it carries a Visa or Mastercard logo. Walmart’s reloadable prepaid card works with Cash App for adding funds. Like other prepaid cards, you cannot withdraw Cash App funds back to the card.
Can You Use a PayPal Prepaid Card With Cash App?
Yes, the PayPal Prepaid Mastercard is one of the prepaid options that works with Cash App. You can use it to fund your account and make payments. Withdrawals from Cash App back to the PayPal prepaid card are not supported, so a linked bank account is still needed for full functionality.
Table: Prepaid Card Compatibility With Cash App
| Prepaid Card | Works With Cash App | Can Withdraw Back To Card |
|---|---|---|
| Netspend Visa | Yes | No |
| Walmart MoneyCard | Yes | No |
| PayPal Prepaid Mastercard | Yes | No |
| Green Dot Prepaid Visa | Yes | No |
| MyVanilla Prepaid Card | Yes | No |
| Non-reloadable Gift Cards | No | No |
| Cash App Card (Visa) | Yes | Yes |
Can You Use a Government Prepaid Card on Cash App?
Yes, many government-issued prepaid cards, such as benefits disbursement cards, can be linked to Cash App if they are reloadable and backed by Visa or Mastercard. However, as with other prepaid cards, you cannot usually withdraw Cash App funds back onto these cards.
Why Doesn’t Cash App Work With All Prepaid Cards?
Cash App requires prepaid cards that can handle two-way transactions. Non-reloadable prepaid cards are designed for one-time use, so they lack the ability to handle ongoing loads and withdrawals. Issuers may also block prepaid cards from connecting to apps for security reasons. This is why you may succeed with one card but fail with another.
Tips for Using Prepaid Cards on Cash App
If you plan to use a prepaid card with Cash App, follow these guidelines:
- Choose a reloadable prepaid card with a Visa or Mastercard logo.
- Verify your Cash App account to unlock higher limits.
- Keep a backup bank account or debit card linked for withdrawals.
- Test small amounts before relying on a prepaid card for large transfers.
- Consider using the official Cash App Card for full functionality.
Alternatives If Your Prepaid Card Doesn’t Work
If your prepaid card fails to link, you still have options:
- Link a debit card from a bank account. This provides full support for adding and withdrawing funds.
- Use the Cash App Card. Since it connects directly to your balance, you avoid compatibility issues.
- Switch to a supported prepaid card. Options like Netspend or Walmart MoneyCard are confirmed to work.
Frequently Asked Questions
Can you add money to Cash App without a bank account?
Yes, you can use a reloadable prepaid card to add money to Cash App. However, withdrawals usually require a bank account.
Can you transfer Cash App funds to PayPal?
No, there is no direct Cash App to PayPal transfer. You can use a linked bank account to move money between the two services.
Is Cash App a prepaid card itself?
No, Cash App is not a prepaid card, but the Cash App Card is a prepaid Visa debit card linked to your Cash App balance.
Can you use Cash App with Green Dot?
Yes, Green Dot prepaid cards generally work with Cash App for adding money, though you cannot withdraw funds back to the card.
Can you use Cash App for online gaming and betting?
Yes, in some cases. Check our guide on how to use Cash App on DraftKings
Final Thoughts
Cash App works with many prepaid cards, but not all. Reloadable prepaid cards backed by Visa or Mastercard are the most reliable. Non-reloadable gift cards usually fail, and withdrawals rarely work with third-party prepaid options. For the smoothest experience, the Cash App Card is the best choice because it integrates directly with your balance and offers the fewest restrictions.
If you want to use a prepaid card with Cash App, go with proven options like Netspend, Walmart MoneyCard, or PayPal Prepaid Mastercard. Always keep a linked bank account as a backup so you can withdraw your funds when you need them.
