Wondering how to make your banking with Unity Bank easier? Look no further than the Unity Bank USSD code, an innovative and accessible solution for seamless transactions from anywhere—no internet required! Whether you’re checking your balance, transferring funds, or even paying bills, Unity Bank’s USSD code has you covered. In this guide, we’ll walk through everything you need to know about the Unity Bank code, including how to register, activate it, and make the most of its features.

What is the Unity Bank USSD Code?
The Unity Bank USSD code, also called the Unity Bank transfer code, is a short, easy-to-remember number that allows you to perform banking transactions directly from your mobile phone. The best part? It’s available on any mobile network and works on all phone types—even basic models! This simple, secure service means you don’t need an internet connection to manage your finances.
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Unity Bank Code: *7799#
Using *7799# as the Unity Bank USSD code opens up a world of possibilities, bringing banking right into your pocket.
Benefits of Using the Unity Bank Transfer Code
With Unity Bank’s transfer code, banking becomes a breeze. Here are some of the key benefits:
- Convenience: Perform transactions from anywhere, anytime, without needing data or internet.
- Time-saving: Skip the queues and bank at your convenience.
- Security: Each transaction requires your unique PIN, ensuring the safety of your funds.
- Accessible: Works on all mobile phones and with any network provider.
Whether you’re in a city or a remote area, the Unity Bank USSD code lets you take control of your finances effortlessly.
How to Register for the Unity Bank USSD Code
Getting started with Unity Bank’s USSD code is easy. To register, follow these steps:
- Dial *7799# on the mobile number linked to your Unity Bank account.
- Follow the prompts to enter your Unity Bank account number.
- You’ll be prompted to create a 4-digit PIN. This PIN will be used to authorize all your transactions.
- Confirm your PIN, and you’re all set!
You’re now registered and ready to enjoy the flexibility and convenience of banking with Unity Bank’s USSD service.
List of Unity Bank USSD Codes for Various Transactions
Unity Bank’s *7799# code isn’t just for transfers; it’s your one-stop code for a variety of banking services. Here’s a breakdown of some useful commands:

- Check Account Balance: Dial *7799*00# to check your account balance.
- Transfer Funds to Unity Bank Accounts: Dial *7799*1*Amount*Account Number# and confirm with your PIN.
- Transfer to Other Banks: Dial *7799*2*Amount*Account Number# and enter your PIN to complete.
- Airtime for Self: Dial *7799*Amount# to recharge your mobile phone.
- Airtime for Others: Dial *7799*Amount*Recipient’s Number# to top up someone else’s phone.
With these USSD commands, you have complete control over your Unity Bank account without ever needing to visit a branch or use an ATM.
How to Use the Unity Bank Code for Fund Transfers
Transferring funds has never been easier with Unity Bank’s transfer code. Follow these quick steps to send money to any bank account in Nigeria:
- Dial *7799*1*Amount*Account Number# to transfer to another Unity Bank account.
- To transfer to other banks, dial *7799*2*Amount*Account Number#.
- Confirm the recipient’s name and enter your 4-digit PIN to complete the transfer.
With the Unity Bank transfer code, sending money across accounts is simple, fast, and secure.
Activating the Unity Bank Code
If you’re a new customer or haven’t activated your Unity Bank USSD code yet, here’s how to get started:
- Dial *7799# on your mobile phone.
- Follow the instructions and input your Unity Bank account number when prompted.
- Set up a 4-digit PIN for your USSD transactions.
Once activated, your Unity Bank code is ready to use for transfers, airtime purchases, bill payments, and more.
How to Reset Your Unity Bank USSD PIN
Forgot your PIN? No worries! Unity Bank makes it easy to reset your PIN through their USSD service:
- Dial *7799# and follow the instructions.
- Choose the option for “PIN reset.”
- Follow the prompts and enter a new 4-digit PIN.
Ensure that your new PIN is memorable yet secure, as it will be required for every transaction.
How to Open a Unity Bank Account with the USSD Code
Don’t have a Unity Bank account yet? You can open one using the Unity Bank USSD code:
- Dial *7799# and select the “Open Account” option.
- Follow the prompts to enter your details, including your name and date of birth.
- Confirm your information, and your account will be created instantly.
Once completed, Unity Bank will send your new account number via SMS. This is ideal for those without easy access to a branch, providing a fast and simple way to open an account.
FAQs about the Unity Bank USSD Code
1. What is the Unity Bank transfer code?
The Unity Bank transfer code is *7799#, a USSD service that enables users to perform banking transactions directly from their mobile phones.
2. How do I register for the Unity Bank Transfer code?
Dial *7799# on your registered phone number, follow the prompts, and create a 4-digit PIN to secure your transactions.
3. Can I reset my Unity Bank USSD PIN?
Yes, dial *7799#, select “PIN reset,” and follow the instructions to create a new 4-digit PIN.
4. Is the Unity Bank code available on all networks?
Yes, the Unity Bank USSD service works on all major mobile networks in Nigeria, including MTN, Airtel, Glo, and 9mobile.
5. Are there charges for using Unity Bank code For Transfer?
Yes, while the service itself is free to activate, standard network charges may apply for each transaction.
Final Thoughts
Unity Bank’s USSD code offers a world of convenience and accessibility, making banking possible anytime and anywhere. From checking balances to transferring funds and paying bills, the Unity Bank code empowers you to stay in control of your finances with just a few keystrokes.
So, if you haven’t activated your Unity Bank USSD code yet, there’s no time like now to take advantage of this service. Just dial *7799# and transform your banking experience today!
FAQ Section: Unity Bank USSD Code and Mobile Banking
What is the USSD Code for Unity Bank?
The primary USSD code for Unity Bank is *7799#. This code allows you to access a wide range of banking services from the convenience of your mobile phone without an internet connection.
How Do I Register for Unity Bank’s USSD Code?
To register, simply dial *7799# from the phone number linked to your Unity Bank account. Follow the on-screen prompts, and you’ll be asked to create a unique 4-digit PIN for your transactions.
How Can I Use Unity Bank’s USSD Code for Transfers?
To make a transfer, dial *7799#, select the “Transfer” option, enter the recipient’s bank and account details, then confirm with your PIN. Transfers can be made to other Unity Bank accounts or accounts in other Nigerian banks.
What Should I Do if My Unity Bank USSD Code is Not Working?
First, ensure you’re using the phone number linked to your Unity Bank account. If it’s still not working, restart your phone, check for network issues, and try again. If the issue persists, contact Unity Bank customer care for assistance.
How Can I Check My Account Balance Using Unity Bank USSD?
Dial *7799#, then follow the prompts to check your account balance. You may need to enter your PIN to view this information.
How Do I Reset My Unity Bank USSD PIN?
If you’ve forgotten your PIN or need to reset it, dial *7799#, select “Forgot PIN,” and follow the prompts. You may be asked to provide some personal details for security verification.
Can I Use Unity Bank’s USSD Code to Recharge My Phone?
Yes! You can easily recharge your phone by dialing *7799# and selecting the “Airtime” or “Recharge” option. You can also recharge for another number by entering their phone details.
How Can I Find My Unity Bank Account Number with USSD?
If you need to check your account number, dial *7799#, and select the option to view your account details. You’ll likely need to enter your PIN to confirm your identity.
Can I Use the Unity Bank USSD Code Without an ATM Card?
Yes, you don’t need an ATM card to use the Unity Bank USSD service. However, your phone number must be registered with the bank, and you’ll need to set up your PIN if you haven’t done so already.
How Do I Contact Unity Bank Customer Care?
For assistance, you can contact Unity Bank’s customer care at +234-700-UNITY-BANK (or +234-700-86489-2265). You can also visit their official website or any Unity Bank branch.
How Do I Check My Unity Bank BVN Using USSD?
To check your BVN, dial *565*0# from the mobile number linked to your BVN. Note that this service might have a small fee, which varies by network provider.
How Do I Activate Unity Bank Mobile Banking?
To activate mobile banking, dial *7799# and follow the registration prompts. You’ll need to create a PIN and complete a few security steps to get started.
Why Does My Unity Bank USSD Code Keep Failing?
Common issues include using the wrong phone number, network disruptions, or issues with your mobile provider. If you encounter repeated issues, contact Unity Bank customer care.
If you have further questions or need additional help, reach out to Unity Bank support, or visit their website for detailed guidance.